Reader, Here are Your Top Financial Moments of 2024!

Hi Reader,

Welcome to The Money Series and if you are new here, thank you for signing up. Personal Finance can feel ambiguous and overwhelming, but I am here to help simplify the journey.

Season’s greetings! It’s officially a few days before the year ends and I hope you are taking time off to relax, recharge, and enjoy special moments with your loved ones. I am so grateful for your support this year - whether it’s reading my letters, sending in questions or comments, or sharing how this information has helped you.

I would like us to take a quick look at the key money themes we explored this year.

Starting from learning how to automate your savings using standing order, AI, round-ups, and conditional savings (read more here), to determining the size of your emergency fund, saving and investing towards it, and replenishing the fund after each emergency (read here), and maximizing the eight wonder of the world - compound interest - in investing (read here), we have drawn a structure that can take your finances from 0 to 100.

In terms of living below your means, I wrote about mindful spending and avoiding mindless shopping here, plugging obscure money leaks affecting your finances in this newsletter, as well as balancing family responsibilities and your financial goals here.

Lastly, we dove into investing, particularly understanding when to manage investments yourself or engage the services of a professional (read here) We explored using target date funds to plan for retirement or other dated goals (here) and also getting started in investing through mutual funds, index funds, and ETFs.

Your top favorite reads this year were:

• Is Shopping Sabotaging Your Happiness?

• Black Tax: The Family Tab That Never Closes

• Before You Invest: 4 Must-Haves for Financial Success

• Is Your Money Mysteriously Disappearing?

• Your Money Habits = Your Financial Health

Catch up on all editions of the newsletter here 

🎁 A Special Gift for You

As a thank-you, I’m offering 5 free money coaching sessions in January 2025. These personalized sessions will focus on budgeting, savings, investment strategies, and debt repayment, tailored to help you thrive financially in 2025. To secure your slot, simply reply to this email and share the specific financial area you’d like your session to be about. I’ll select the first five responders via email!

And that’s a wrap for 2024!

I wish you a joyous holiday season and a prosperous New Year! here’s to achieving your financial dreams in 2025!

Till next year, I am rooting for you, money-ly!

Dee

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